We purchase accounts, loans, credit cards, or mortgages from utility companies, telecommunications companies, banks, credit unions and other credit grantors and provide you with options.

Once we purchase your account we have one of our servicing partner companies contact you to let you know.

Then you will be presented with options as to what different payment schedules are available to you – in some cases you can make monthly installment payments, or you may be able to settle the full balance of your account at a reduced interest rate.

It especially important for you to speak directly to your account manager or credit coach to make an arrangement that best fits your lifestyle and pays of your account in the shortest time possible – because we know you have better things to do with your time!