Now, you have options.

If you choose People Plan 1 and you just make a single payment (as low as $50.00) toward your outstanding account today to show us that you are serious about getting back on track – we will send you your new account terms showing your old interest rate, and your new reduced rate – you approve it (not us!)… then you make payments monthly – and providing you pay your minimum payment each month, you pay only what you can afford – never more – so if things are good and you want to pay down the loan faster, go ahead – no penalty for that – and if you need to pay less some months – no problem, and no penalty there either…

Also – a little extra!

You get a personal account manager – a real CREDIT COACH – someone who understands YOUR unique situation because at People First we will never try to fit you in a box – we know that “one-size-fits-all” is for baseball caps – not people…. if you are ever out of work, or sick, or you get hurt, simply call us – we will immediately stop your interest and in some cases we will make your payments for you, or forgive some, or all of your debt with no penalty to you.