Learn about our People Plans Here...
We have a ton of pre-set plans, but we also custom build credit plans based on your ability to pay, and your goals.. if you don't see a plan below that works for you, no problem - Just contact us TODAY and speak to your Credit Coach - they will set up a plan that fits YOU!
For Example...
If you choose People Plan 1 and you just make a single payment (as low as $50.00) toward your outstanding account today to show us that you are serious about getting back on track – we will send you your new account terms showing your old interest rate, and your new reduced rate – you approve it (not us!)... then you make payments monthly – and providing you pay your minimum payment each month, you pay only what you can afford – never more – so if things are good and you want to pay down the loan faster, go ahead – no penalty for that – and if you need to pay less some months – no problem, and no penalty there either…
Also – a little extra…!
You get a personal account manager – a real CREDIT COACH - someone who understands YOUR unique situation because at People First we will never try to fit you in a box – we know that “one-size-fits-all” is for baseball caps – not people…. if you are ever out of work, or sick, or you get hurt, simply call us – we will immediately stop your interest and in some cases we will make your payments for you, or forgive some, or all of your debt with no penalty to you…
People Plan 1- Fixed Minimum
Get new credit, at a low interest rate and make payments when you can. You will work directly with your Credit Coach and we will help you meet your goals!
People Plan 2 - Pay Later
Defer all your payments for up to 30 days right now, then pay your account in full - we will make sure that your credit is updated to show that you have paid up, and this can help you start to rebuild your credit yourself!
People Plan 3 - Free Style
Set up a new payment plan, and work with your Credit Coach to make payments that fit YOUR lifestyle!